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24+ Advanced Learning Loan for college or Apprenticeships

This loan is for people aged 24 and over studying in Further Education.

Your course needs to be at Level 3 or above. These include:

  • BTEC Level 3
  • NVQ3
  • Access to Higher Education course
  • An Advanced/Higher Apprenticeship

The loan is provided by the Student Loans Company (SLC) and paid directly to the college. The loan is NOT means tested or dependant on credit checks. The loan application covers the duration of the course. You will not need to reapply each year.

Click here for an overview of the 24+adult loans.

Advanced learning loans help adults back into education

For courses starting from 1st August 2013, learners need to pay course fees if they are 24 or over and wish to study for a qualification at level 3 or 4, or an Advanced or Higher Apprenticeship.

You may be eligible for a government-backed 24+ Advanced Learning Loan to pay for your course fee.

The amount of money you can borrow depends on your course.  When applying for a 24+ Advanced Learning Loan, there is no credit check and household income isn’t taken into account.

Loan repayments are linked to what you earn when you’ve finished your course, not how much you borrowed. You only need to start paying back your 24+ Advanced Learning Loan when you’ve finished your course and you’re earning more than £21,000 a year (which is £404 a week and £1,750 a month). You pay back 9% of the money you earn over £21,000.

Loan repayments will be taken directly from your wage through the tax system.

If you want to make voluntary repayments, you can do so at any time.

Before taking out any loan, you should consider all your options. If you want advice on managing your finances, you can get impartial money advice from the Money Advice Service at

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